VendorSuite
Free Tool

COI Requirement Builder

Not sure what to require from a vendor? Pick the property and vendor type and get a recommended insurance & compliance checklist you can hand straight to your vendor — built on the same three-layer logic VendorSuite uses to score compliance automatically.

Drives the workers' comp requirement

Recommended requirements

For a Plumber working at a Mid-size multifamily.

Commercial General Liability (COI)
Required

$1M per occurrence / $2M aggregate

Additional Insured endorsement
Required

Your entity named as additional insured, primary & non-contributory (CG 20 10 / CG 20 37)

Waiver of Subrogation
Required

Prevents the insurer from recovering against you after a covered claim

W-9 Tax Form
Required

Legal name + TIN for 1099 reporting (does not expire)

Workers' Compensation
Required

Statutory limits per your state; required for any vendor with on-site employees

Commercial Auto Liability
Required

$1M combined single limit (vendor operates vehicles on-site)

Trade / Business License
Required

Current state or local license for the licensed trade

These are illustrative ranges to help you get started — not legal or insurance advice. Confirm your actual requirements with your owners' insurance counsel and any lender or master-policy obligations.

This is VendorSuite's three-layer model

The checklist above is generated exactly the way VendorSuite scores compliance: a vendor-type default, escalated by a property-level override, with room for per-vendor exceptions. In the app, you define these once and every incoming certificate is checked against them automatically — so a vendor can be compliant at your duplex and non-compliant at your high-rise, correctly and automatically.

Enforce these requirements automatically

Stop checking certificates by hand. VendorSuite reads every COI, W-9 and license and scores each vendor against the exact requirements above — with automated chasing before anything expires.

Read the additional-insured guide